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Spam. Those annoying, time-consuming emails that clog your Inbox and ruin your day. You wonder: How did it ever get so bad? While it’s not possible to completely eliminate spam, there are quite a few things you CAN do about the problem to reduce your burden.

Spam is defined as an unsolicited email trying to get you to buy something. In addition, it’s email that tries to get you to give up something: your credit card number, social security number, login ID, etc., by pretending to be a legitimate email. Here are some tips for stopping the current spam you’re getting, and avoiding getting on new spam lists.

1. Maintain two email addresses: a Personal Email Address (that you give to family, friends and business associates), and a Safe Email Address (one you use whenever you’re ordering something online, signing up for an email newsletter, or creating a profile on a website).

For instance, I use a Hotmail account for my Safe Email Address. If a spammer were to get a hold of that address, fine. All the spam will go into my Hotmail account, which I only look at once a week. Hotmail has a great anti-spam filter built in, so it’s easy to see what’s spam and what’s not. This practice leaves my personal email account relatively spam-free (maybe I get two spam emails a day to my personal account). Some free email services include Hotmail, Yahoo and GMail (Google’s new email service).

2. Use your Safe Email Address to send emails to companies who might be harvesting email addresses from incoming emails. For example, say you want to write to a company to ask them about their products. Some companies will harvest your email address from the email you send to them, and put you on their mailing list. By using your Safe Email Address, you can avoid seeing messages from these companies come to your personal email address.

3. Stop giving your email address to everyone who wants it. Does your local bank really need your email address? Does your grocery store need it? Just because someone asks for it doesn’t mean you have to give it to them. If it’s a non-local company, or you are signing up for a mailing list, then they probably do need it. But it’s okay to leave the email address blank when filling out forms. Always ask yourself, Do I want to be contacted by this company via email? (Speaking of mailing lists, make sure the companies you subscribe to have a public, posted Privacy Statement on their website.)

4. Do not put your Personal Email Address on your website. Instead, use a form so that your email address is hidden. However, some spammers use special software that looks at the HTML code hidden in the form to steal your email address, so using a form by itself isn’t always the safest route. Better yet, use a free Form Processor so that your email address is never even in the HTML coding on your pages.

The service I use is Bravenet’s Form processor (www.bravenet.com). You can see ours in action here: http://www.passionforbusiness.com/send-email.htm

5. Never buy anything that’s sent through a spam email. First, it just encourages them to continue to spam. Second, it tells them that your email address is accurate, and they can then sell that address to someone else.

6. Never reply to spam and ask to be unsubscribed. They’ll just ignore it anyway, and it tells them that your email address is accurate, which just keeps you on the list. Note: many legitimate emails newsletters and mailing lists use automated unsubscribe links at the bottom of their emails, and you CAN use these to get off of mailing lists.

7. Use anti-spam software, like Norton Internet Security, on your own PC to filter spam as it comes into your email system. You still receive the spam, but it gets filtered to a Junk Mail or Bulk Mail folder, and segregates the spam from the legitimate email. Most anti-spam filters need to be trained, however, so you’ll have to occasionally tell the filter that something is NOT spam that it inadvertently put into the Junk Mail folder. Many of these anti-spam filters work on the principle of White Lists (legitimate email addresses that you DO want to receive email from) and Black Lists (spammer email addresses that you do NOT want to receive email from). Learn how to train your anti-spam software and it will work wonders for you.

8. Check to see if your ISP or hosting company has anti- spam technology in place, to catch spam before it even hits your Inbox. Be careful, though, because sometimes these filters are over-zealous and you have to train it to accept emails from mailing lists that you have subscribed to.

9. Do not use a catch-all email address. A catch-all email address is set up if you have your own website, and it is intended to catch all of the incoming emails sent to your domain even if there is no legitimate mailbox by that name. For example, your email address might be mary@mydomain.com. If that mailbox is set up as a catch all, and someone sends an email to marie@mydomain.com (with a spelling mistake in the email name), it will be forwarded to mary@mydomain.com. However, spammers know about catch-all email addresses, and will take your domain name mydomain.com and add common prefixes to it, like info@ or admin@. If you have a catch- all, then those spamming emails will come to you, even if you don’t have a legitimate mailbox of info@mydomain.com or admin@mydomain.com set up with your hosting company. See how easy it is for spammers to get to you?

10. Finally, if spam is really bad, create a new personal email address for yourself, tell everyone about the new address (give them several reminders that you are changing email addresses), then delete the old personal email address. This may seem a little drastic, but if you receive 200 spam emails a day, it might be time to time this final step to eradicate it.

You are not powerless against spam. But you do have to take action to fight back. Don’t let them bully you into accepting hundreds of unwanted emails a day! Take action now to reclaim your Inbox!

About The Author

Karyn Greenstreet is a Self Employment expert and small business coach. She shares tips, techniques and strategies with self-employed people to boost clarity and focus, create sustainable motivation, and increase sales and profits. Visit her website at www.PassionForBusiness.com

GMail SPAM filter is fighting a losing battle. I am doing some ANTI-SPAM testing. For the past 4 months I have been very public with my Gmail email address, signing up for newsletters, using it on forms, and sharing it publicly on forums, blogs, and discussion boards. I expected to get SPAMMED to death, that’s exactly what’s beginning to happen. Everyday, I receive about 20 junk emails. I know that is small, but for someone who is use to never seeing SPAM in their inbox, it’s a quite bit.

I did this sort of testing, once before with Yahoo! Mail, and I took the time to get rid of all my SPAM (from coming into the inbox). I’ll share my secret.

1. First, you should have 3 email addresses; (@.hotmail, @.yahoo, @.gmail). These 3 email addresses should represent your public (personal) email address, your business email address, and your spam catcher). Remember the less you publicly use your email address, the less SPAM you’ll have.

2. If you wish to use your public or business email address, each site you travel to, (which you plan or must share your email address) you should check the site Privacy Policy. You don’t have to study the policy, but finger through it and see what their policy is about sharing your information. If the policy doesn’t have this clause or the site doesn’t have a Privacy Policy (visibly linked) then be skeptical and assume this site plans to share your information. Many sites claim to be legit and have a privacy policy in place, but through the backdoor they sell your information, so never put all trust into the privacy policy, just make good judgment. The best thing about managing your SPAM is that you can speculate how someone got your email address, because your amount of SPAM is down to a minimum and you are securely managing your email address. Any place you need to enter your email address and you feel skeptical about using your public or business email address then you should enter your spam catcher email.

3. Your public (personal) email address should be used for public trusted sources, such as: on forums, discussion boards which you frequent. You should use this address only on sites which you trust and visit on a day-to-day or occasional basis. Your public email address should be used for sign-up forms (only sites you want information from). Your public email address should also be used to subscribe to newsletters which you initiate. Your public (personal) email address should be your most commonly used email address for basic day-to-day communication. This is the email address you should share with family, friends, and co-workers.

4. Your business email address should be used for business contacts. In fact, your business email should NOT be a free email address, it should be an email address with your company, your website, or your business name (example: @.yourcompanyname.com). If you don’t have a company, business, or website then use a free email address and make this your email address for professional purposes, such as putting this email on your resume, etc. This should be for extremely trusted sources. You should only share your business email address with individuals you connect with one-on-one on a professional or business level. Example: You shouldn’t share this email address with the customer service staff of a company, but you should share this email address with the CEO of the company. This is your exclusive email address. In some instances you may share your business email address with the customer service staff, but the source should be trusted and you should make good judgment. Example: If the company plans to send you sensitive information via email, like money market account information. Your business email can be used for signing up at sites which you will use your credit card and is a highly respectable and honest site, world renown. This email should only be used with those whom you trust with your information and trust will not share or send you advertisements. You should only use this email address to get company related information or information which directly affects you or your business on a consumer or business level. You should NEVER publish your business email address on any website, forum, discussion board, or any other publicly available media.

5. Your spam catcher email address is the email address you should use at any time you feel skeptical, when you don’t trust a site, or when a site doesn’t provide you information that you wish to receive. Many sites have products, programs, or services which you want, but to register or to move forward you must enter an email address (and most of the time the email address must be valid and confirmed), therefore you should have a spam catcher email address, for non-trusted sources. Using your spam catcher email address you could easily register at any site while using a valid email address, which you can log into and confirm the authenticity of the email addresses.

6. Use the ‘Report Spam’ feature of your email client. Most online and now even software (local install) email clients have a ‘Report Spam’ feature which blocks the delivery of future mail from the sender. It is important to make good use of this feature, because it will help keep your inbox free of unwanted mail. The only email addresses you are worried about receiving spam from is your personal email address and business email address, the spam catcher email address should not be an account you log into daily, you should only log into your spam catcher email address to confirm an email. At this point you shouldn’t receive any spam into your business email address account, if you followed the steps above, but if you do then make sure you use the ‘Report Spam’ feature so you can block future delivery. Use the ‘Report Spam’ feature immediately when you receive spam so there is no delay and to be sure you don’t miss a spam message. In your personal email address account you will probably receive spam messages or unwanted mail, if you do then make sure you use the ‘Report Spam’ feature each time you receive a piece of unwanted mail, within a few months and good email address management (following the steps above) you should never or rarely see any spam coming into your inbox.

If you receive any mail into your inbox, then make sure you use the “Report Spam” feature within the email client. This should soon eliminate any mail you do not wish to have. Following the steps above is imperative to getting a good clean inbox. Managing your email address is ultimately your responsibility and you should know who you share your information with. Most people use only one email address for all their communication, this technique is not the best option. You should use at least 3 email addresses adhering to the steps above. You can simply log into one account, your personal email address or your business email address and just have the email from the other forwarded to the account you log into most. You can also send email from the account under either your personal or business email address. Setting up forwarders and multiple sender accounts is not a hard task in the 3 major online email clients. For some additional steps may need to be taken, like with Yahoo! you must have a paid account to forward your email, but from Gmail you can automatically forward your email where you like for FREE. So, if you forward your Gmail email to your Yahoo! account and setup multiple accounts within your Yahoo! Account then you are in good shape. Use the Hotmail account as your spam catcher. This is just a thought, but you can set it up any way you like, its your preference. Currently, I have a paid Yahoo! account and I use my Yahoo! account as my business email address. I use my Gmail account as my personal email, and I use my Hotmail account as my spam catcher. My Yahoo! mail is forwarded directly to my Gmail account, and I have a sender account setup in my Gmail account, which will send mail as my Yahoo! email address. I use Gmail Notify and know instantly whenever I receive new mail from either my public (personal) or business email address. I rarely log into my Hotmail account, only to confirm an email or just to login so my account doesn’t close. This proactive approach has kept my inbox clean for years and now I’m sure it will help you with your fight against SPAM!

This article is in association with Journal Home which host blogs for authoring and managing.

Ant Onaf is an accomplished webmaster, internet marketer, content writer, and IT consultant. His ingeniuty, dedication, and overall passion for the internet and technology has made him an monumental icon on the World Wide Web. Visit his blog Ant Onaf Internet & Technology Blog (www.antonaf.com)

Globally credit card fraud costs card issuers billions of dollars a year in fraudulent use of their cards. Some of this loss is passed back to retailers who failed to comply with the normal processing method for the card. Another part of the loss is insured. Nonetheless, as a cardholder you are potentially liable for any fraudulent use of your credit card. It is, therefore, imperative that you make yourself aware of what the current fraud scams are and how you can help to in the battle of credit card fraud prevention.

To this end, the following are some fraud prevention methods you can adopt:

* when using your card, never card out of your sight

* if you use the card in an old carbon-copy paper machine, keep the carbon-copy and destroy it later

* never use your credit card on an unsecured website

* never use your credit card to withdraw money in an ATM

Aside from the above, ensuring that you use certain technological advances with your credit card should also help in any credit card fraud prevention. In this regard, the following are currently popular with card issuers:

* identification photos: where your picture is shown on the front of the card

* fingerprinting: where a facsimile of your fingerprint is shown on the reverse of your card;

* chip and Pin systems: where the card has an encrypted chip containing details about the card and a PIN that ensures the card is a genuine issue. Essentially the chip contains the same information that used to be contained in the magnetic strip on the reverse of the card, but in chip format it is believed to be harder to copy.

Although each of these systems is no foolproof credit card fraud prevention method, with credit card fraud costing more and more each year, you can bet that issuers are going to be tackling this issue head-on: so stay aware of the latest credit card fraud preventions methods and help combat this growing problem.

Joseph Kenny writes for the Loans Store and offer more information on personal loans and other loan topics available on site.

Visit today: http://www.ukpersonalloanstore.co.uk/